2022 Edition

national industry 522291

Consumer Lending

Overview

This U.S. industry comprises establishments primarily engaged in making unsecured cash loans to consumers.

The immediate parent of national industry 522291 is international industry 52229: Other Nondepository Credit Intermediation

Illustrative Examples

  • Finance companies (i.e., unsecured cash loans)
  • Personal credit institutions (i.e., unsecured cash loans)
  • Loan companies (i.e., consumer, personal, student, small)
  • Student loan companies

2022 NAICS Edition Cross References

  • Accepting deposits and lending funds from these deposits--are classified in Industry Group 5221, Depository Credit Intermediation;
  • Arranging loans for others on a commission or fee basis--are classified in Industry 522310, Mortgage and Nonmortgage Loan Brokers;
  • Servicing loans or providing check cashing services--are classified in Industry 522390, Other Activities Related to Credit Intermediation;
  • Providing credit sales by issuing credit cards--are classified in Industry 522210, Credit Card Issuing; and
  • Factoring accounts receivables--are classified in U.S. Industry 522299, International, Secondary Market, and All Other Depository Credit Intermediation.

Sub-Descriptions

  1. 522291 - Consumer finance companies (i.e., unsecured cash loans)
  2. 522291 - Consumer lending
  3. 522291 - Finance companies (i.e., unsecured cash loans)
  4. 522291 - Loan companies (i.e., consumer, personal, small, student)
  5. 522291 - Personal credit institutions (i.e., unsecured cash loans)
  6. 522291 - Personal finance companies (i.e., unsecured cash loans)
  7. 522291 - Small loan companies (i.e., unsecured cash loans)
  8. 522291 - Student loan companies

History

The NAICS editions in which this code was present are indicated below. In the event that a code was changed from the prior edition the equivalent value in that edition is provided for reference.

Edition Existed Equivalent Value
2002 522291
2007 522291
2012 522291
2017 522291
2022 522291

Standard Industrial Classification (SIC) Mappings

  1. 6141 - Personal Credit Institutions

Insurance Industry Mappings

The US Property and Casualty Insurance Industry may use the following classification descriptions which might encompass national industry 522291, Consumer Lending:

  1. consumer lending
  2. consumer lending naic
  3. credit intermediation and related activity
  4. finance and insurance
  5. finance company
  6. finance company miscellaneous personal credit institution
  7. miscellaneous personal credit institution finance company
  8. nondepository credit intermediation
  9. other nondepository credit intermediation
  10. personal credit institution
  11. personal credit institution miscellaneous finance company

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