A more recent edition of NAICS is available.
2012 Edition

national industry 524126

Direct Property and Casualty Insurance Carriers


This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) insurance policies that protect policyholders against losses that may occur as a result of property damage or liability.

The immediate parent of national industry 524126 is international industry 52412: Direct Insurance (except Life, Health, and Medical) Carriers

Illustrative Examples

  • Automobile insurance carriers, direct Malpractice insurance carriers, direct Fidelity insurance carriers, direct
  • Mortgage guaranty insurance carriers, direct Homeowners insurance carriers, direct Surety insurance carriers, direct
  • Liability insurance carriers, direct

2012 NAICS Edition Cross References

  • Establishments primarily engaged in reinsuring property and casualty insurance policies are classified in Industry 524130, Reinsurance Carriers.


The NAICS editions in which this code was present are indicated below. In the event that a code was changed from the prior edition the equivalent value in that edition is provided for reference.

Edition Existed Equivalent Value
2002 524126
2007 524126
2012 524126
2017 524126
2022 524126

Standard Industrial Classification (SIC) Mappings

  1. 6331 - Fire, Marine, and Casualty Insurance
  2. 6351 - Surety Insurance

Insurance Industry Mappings

The US Property and Casualty Insurance Industry may use the following classification descriptions which might encompass national industry 524126, Direct Property and Casualty Insurance Carriers:

  1. direct insurance except life health and medical carrier
  2. direct property and casualty insurance carrier
  3. finance and insurance
  4. fire marine and casualty insurance
  5. insurance carrier
  6. insurance carrier and related activity
  7. insurance co
  8. insurance co property and casualty
  9. insurance company
  10. surety insurance


What's the difference between HD and SD? See our methodology.