A more recent edition of NAICS is available.
2012 Edition

national industry 524114

Direct Health and Medical Insurance Carriers


This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) health and medical insurance policies. Group hospitalization plans and HMO establishments (except those providing health care services) that provide health and medical insurance policies without providing health care services are included in this industry.

The immediate parent of national industry 524114 is international industry 52411: Direct Life, Health, and Medical Insurance Carriers

2012 NAICS Edition Cross References

  • HMO establishments that provide both health care services and underwrite health and medical insurance are classified in U.S. Industry 621491, HMO Medical Centers;
  • Establishments primarily engaged in reinsuring health insurance policies are classified in Industry 524130, Reinsurance Carriers; and
  • Legal entities (i.e., funds, plans, and/or programs) organized to provide health- and welfare-related employee benefits exclusively for the sponsor's employees or members are classified in Industry 525120, Health and Welfare Funds.


The NAICS editions in which this code was present are indicated below. In the event that a code was changed from the prior edition the equivalent value in that edition is provided for reference.

Edition Existed Equivalent Value
2002 524114
2007 524114
2012 524114
2017 524114
2022 524114

Standard Industrial Classification (SIC) Mappings

  1. 6324 - Hospital and Medical Service Plans

Insurance Industry Mappings

The US Property and Casualty Insurance Industry may use the following classification descriptions which might encompass national industry 524114, Direct Health and Medical Insurance Carriers:

  1. direct health and medical insurance carrier
  2. direct health and medical insurance carrier naic
  3. direct life health and medical insurance carrier
  4. finance and insurance
  5. hospital and medical service plan
  6. insurance carrier
  7. insurance carrier and related activity
  8. insurance co
  9. insurance company


What's the difference between HD and SD? See our methodology.