We collect both "Personal Information" and "Non-Personal Information" about our users. In this policy, Personal Information is information that can be used to contact or identify you, such as your full name and email address, your business affiliation, and information that is linked to such information. "Non-Personal Information" is information that cannot be used to contact or identify you and is not linked to information that can be used to contact or identify you and includes passively collected information about your activities on our Site, such as usage data, to the extent that information is not linked to your Personal Information.
Visitors who access and browse the Site without registering are "Site Visitors". Site Visitors can access and browse certain portions of the Site without disclosing Personal Information, although, like most websites, we passively collect certain information from your computer, such as your IP address and web browser user agent, when you browse the Site. In order to utilize some of the services and access information offered by Ask Kodaik (“Services”), you must register with us. All users who register with Ask Kodaik are "Registered Users".
Regardless of whether you are a Site Visitor or a Registered User, all Personal Information that you provide to us when registering, posting information, communicating through the Site, utilizing our mobile applications or that you otherwise provide on the Site or by phone, email or postal mail, will be stored by us. You represent and warrant to us that you have the right and authority to provide us all Personal Information you provide about yourself or others. You may provide us this Personal Information in various ways, including:
When you register directly through Ask Kodaik, we will collect and store the information that you provide to us directly on our online registration forms. This may include, among other information:
If you register for a Service that requires you to pay a fee, Ask Kodaik may also collect your credit card type, number, expiration date, and security code as well as your billing address for payment purposes, if not previously provided. This information may be provided directly to, or shared with, a third party credit card processor retained by Ask Kodaik.
This Site is not directed at children and does not knowingly collect any personally identifiable information from children under thirteen (13) years of age unless the collection complies with the Children's Online Privacy Protection Act ("COPPA"). If you are under thirteen (13) years of age, do not send any information about yourself to us. If we discover that a child under the age of 13 has provided us with personally identifiable information, we will use commercially reasonable efforts to delete that child's personally identifiable information from our system.
Ask Kodaik also captures and collects information that Site Visitors, Registered Users and others provide about each other. For example, certain Registered Users may communicate directly with each other through the Ask Kodaik platform. Site Visitors, Registered Users and others also may provide us information about Registered Users by phone, email or postal mail. Ask Kodaik captures and stores all information it receives from Site Visitors, Registered Users and others about other Registered Users and Site Visitors.
When you visit the Site, Ask Kodaik receives the internet protocol ("IP") address of your computer (or the proxy server you use to access the internet), your computer operating system and type of web browser you are using. If you are using a mobile device, Ask Kodaik may also receive your mobile device id (UDID), or another unique identifier, and mobile operating system. We may correlate this information with other Personal Information we have about you. Additionally, when you visit the Ask Kodaik website we and any third parties we use to place ads on our Site automatically receive the URL of the webpage from which you came. If you click on an ad, we and any such third party may also receive the URL of the page you were on when you clicked the ad and the URL of the site associated with the ad that you clicked.
In general, the Personal Information we collect is used (1) to improve our Services and enhance your experience with Ask Kodaik, (2) to provide the Services, (3) enable us to provide a safer community for all of our Registered Users, and (4) to help us communicate with you.
For example, we may use your Personal Information to:
In general, we use the Non-Personal Information we collect to help us provide the Services, generally, and to improve our Services and customize the user experience. We also aggregate the information collected via cookies and similar technologies to use in statistical analysis to help us track trends, evaluate the effectiveness of our ads and analyze patterns in the use of Ask Kodaik.
In addition to using the information collected by Ask Kodaik for the purposes described above, we may also share your information with Registered Users.
If you are a Carrier, you will appear in search result listings if you match the search criteria used by an Agent. In addition, if you are an Agent and you view information provided by certain Carriers, those Carriers will be able to see that you have viewed their information.
If you are a Registered User, your status as a Registered User may be made available to other Registered Users unless you elect to keep that information confidential.
If we terminate your registration for any reason, we reserve the right to send a notice of your termination to other Registered Users with whom we believe you have corresponded.
We also share Personal Information with vendors who perform services on behalf of Ask Kodaik, including, without limitation, vendors who provide email services, demographic information, perform Background Checks or Verification Checks, and who process credit card payments, in each case only to the extent applicable. Ask Kodaik has selected vendors who maintain high standards with respect to privacy and agree to use the Personal Information only to perform specific services on behalf of Ask Kodaik.
You acknowledge and agree that we may disclose information we've collected about you if required to do so by law or if we, in our sole discretion, believe that disclosure is reasonable to comply with the law, requests or orders from law enforcement, or any legal process (whether or not such disclosure is required by applicable law), or to protect or defend Ask Kodaik', or a third party's, rights or property.
We also may share your Personal Information with a third party if you consent to the sharing.
We will provide you with the means to ensure that personally identifiable information associated with your account is correct and current. You may review this information by sending an email to our support attendant at email@example.com. You should be aware that it is not always possible to completely remove or delete all of your information from our databases without some residual data because of backups and other reasons.
If you close your account, we have no obligation to retain your information, and may delete any or all of your account information without liability. However, we may retain information related to you if we believe it may be necessary to prevent fraud or future abuse, or for legitimate business purposes, such as analysis of aggregated, Non Personal Information, account recovery, auditing our records, enforcing our rights and obligations under our agreements or if required by law. Ask Kodaik may also retain and use your information if necessary to provide the Services to other Registered Users. Ask Kodaik disclaims any liability in relation to the deletion or retention (subject to the terms herein) of information or any obligation not to delete the information.
Ask Kodaik takes reasonable steps to secure its systems and to secure your personally identifiable information (both public and non-public) on our systems, including limiting access to information contained on our servers. Unfortunately, data transmissions over the Internet cannot be guaranteed to be secure. We make no warranty regarding the security of any information you transmit to us and you do so at your own risk.
Your user accounts are also protected by the password you use to access your online account with Ask Kodaik, and we urge you to take steps to keep your password safe. If you feel your password has been compromised, you should change it immediately.
Ask Kodaik cannot and does not guarantee that your information may not be accessed, disclosed, altered, or destroyed by breach firewalls and secure server software. By using our site, you acknowledge that you understand and agree to assume these risks
You may leave our Site by clicking on certain links on our Site. Many of these links take you to Sites and online content that are not operated by us and are beyond our control. If you "click" on these links, you will be taken to a third party site. We have no control over, and we are not responsible for, the content of any third party sites to which you link. In addition, these other sites have their own privacy policies and practices that may differ from ours, and we encourage you to review the privacy policies of any other site you visit.